Effective Date: January 2026
Welcome to raphaeldume.com (the “Website”), owned and operated by Dume Enterprise, LLC (“Company,” “we,” “us,” or “our”).
By accessing or using this Website, purchasing any digital products, registering for any programs, or using any services offered through raphaeldume.com, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use this Website.
1. Use of the Website
You must be at least 18 years old to use this Website or purchase any products. By using this Website, you confirm that you meet this requirement and that all information you provide is accurate and truthful.
You agree to use the Website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict or inhibit their use of the Website.
2. Digital Products & Services
raphaeldume.com offers digital products, including but not limited to:
-
Online courses
-
Digital books and educational materials
-
Membership access and training programs
-
Downloadable or streamed content
All products are delivered digitally. No physical products are shipped.
Access to purchased content is granted upon successful payment.
3. Payments & Pricing
All prices are listed in U.S. Dollars (USD) unless otherwise stated.
By making a purchase, you authorize us (or our third-party payment processors) to charge the payment method you provide for the total amount shown at checkout.
We reserve the right to update pricing, offers, or product availability at any time without prior notice.
4. No Refund Policy (Digital Products)
Due to the digital nature of our products and immediate access upon purchase, all sales are final.
We do not offer refunds, returns, or exchanges unless otherwise explicitly stated on the sales page.
By purchasing, you acknowledge and agree to this policy.
5. License & Intellectual Property
All content on raphaeldume.com — including text, videos, courses, books, graphics, logos, and digital materials — is the exclusive intellectual property of Raphael Dume unless otherwise noted.
When you purchase a product, you are granted a limited, non-exclusive, non-transferable license for personal use only.
You may not:
-
Copy, reproduce, distribute, resell, or share content
-
Modify or create derivative works
-
Use content for commercial purposes without written permission
Unauthorized use may result in termination of access and legal action.
6. Account Access & Security
If you create an account, you are responsible for maintaining the confidentiality of your login credentials.
You agree not to share your account access with others. We reserve the right to suspend or terminate access if account sharing or misuse is detected.
7. Disclaimer (No Guarantees)
All content provided on raphaeldume.com is for educational and informational purposes only.
We make no guarantees regarding results, income, personal success, or outcomes. Results vary depending on individual effort, consistency, and circumstances.
Nothing on this Website constitutes:
-
Medical advice
-
Legal advice
-
Financial or investment advice
Always consult a qualified professional where appropriate.
8. Limitation of Liability
To the fullest extent permitted by law, Raphael Dume and raphaeldume.com shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
-
Use or inability to use the Website
-
Purchase or use of digital products
-
Errors, interruptions, or technical issues
Your sole remedy is to discontinue use of the Website.
9. Third-Party Services & Links
We may use third-party services (e.g., payment processors, email platforms, analytics tools) or link to third-party websites.
We are not responsible for the content, policies, or practices of third-party services.
10. Termination of Access
We reserve the right to suspend or terminate access to the Website or products at our discretion if we believe you have violated these Terms.
Termination does not entitle you to a refund.
11. Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
12. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the United States, without regard to conflict of law principles.
13. Changes to These Terms
We may update these Terms at any time. Changes will be posted on this page with a revised effective date.
Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.
14. Contact Information
If you have questions about these Terms, please contact:
Email: team@raphaeldume.com
Website: https://raphaeldume.com
